Scotiabank Financial Performance Update

Global Wealth Management: 2011 Outlook • • • Continue to build on sales momentum, product innovation and expanded distribution for wealth management and insurance products Acquisition of Dundee Wealth will drive significant earnings growth Focus on M&A, particularly in Latin America and Asia Capitalize on our people, international reach and expertise to accelerate organic growth in both wealth management and insurance Scotiabank Scotiabank Scotia Capital 2011 Outlook Mike Durland Group Head, Global Capital Markets & Co-CEO, Scotia Capital 25

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