Investor Presentaiton
Scotiabank
$ millions
Gross Impaired Loan Formations
Q4/08
Q1/09
Canadian P&C
- Retail
277
328
- Commercial
39
31
316
359
International P&C
- Retail
215
336
- Commercial
78
142
293
478
Retail: higher formations in residential
mortgages & auto-related portfolios
Retail: higher formations across division,
reflecting increase in delinquencies and
underlying growth
Commercial: classification of a number of
accounts in Puerto Rico, Mexico & Chile
Scotia Capital
- U.S.
6
60
60
Scotia Capital: classification of two.
accounts in the U.S.
- Canada & Other
6
60
Total
615
897
Scotiabank
21
Diversified Lending Portfolios
1999
Q1/09
Canadian Retail 47%
Canadian Retail 41%
International Retail 3%
Scotia Capital 30%
U.S. 16%
Canada 8%
Other 6%
Canadian Commercial
16%
International
Commercial 10%
22
International
Retail 8%
Canadian
Commercial 9%
Scotia Capital 23%
International
Commercial 13%
U.S. 10%
Canada 7%
Other 6%View entire presentation