Scotiabank Risk Review Performance Highlights

Scotiabank $ millions, after tax Q2/04 vs. Q1/04 81 Items in the quarter Shinsei gain Revaluation of tax assets Q2/04 vs. Q2/03 81 (24) 57 Total 81 6c EPS impact (cents) 8c 9 Scotiabank Impact of stronger Canadian dollar Foreign exchange impact, $ millions Q2/04 vs. Q1/04 Q2/04 vs. Q2/03 11 Net interest income (96) 10 Other income (79) 21 Total revenue (175) (7) Expenses 62 11 Net income (86) 10

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