Investor Presentaiton

Robust consumer lending Mortgage New Booking & Run Off - Quarterly (Rp tn) New Booking Vehicle New Booking & Run Off - Quarterly (Rp tn) GRUP CA BCA Always by your side -YoY O/S Growth 22.1% 19.2% Run Off YoY O/S Growth New Booking Run Off 10.5% 11.0% 11.6% 12.0% 11.5% 13.6% 15.2% 9.2% 11.4 9.8 9.2 10.5 10.0 7.9 7.0 6.7 6.6 10.4 7.8 7.1 6.6 7.2 7.1 6.1 6.2 3Q-22 4Q-22 1Q-23 Note: Bank Only runoff and new booking, Consolidated YoY growth 2023 HIGHLIGHTS . • 2Q-23 3Q-23 BCA consumer exhibitions: generated in total Rp 46 tn applications, increased 53% YoY, with no. of visitors reached >179k Excluding non-subsidy mortgages, BCA leads in the market Analyst Meeting 9M-23 • 3Q-22 4Q-22 1Q-23 Note: Bank Only runoff and new booking, Consolidated YoY growth NEXT 8.4 7.2 6.4 2Q-23 3Q-23 Mortgage: structure new products to minimize annual runoffs, leverage data analytics to tap prospective segments (mass and upper mass), and loan take over Auto: exploring market in smaller cities, growing the used 4W segment PT Bank Central Asia Tbk 14

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