Investor Presentaiton
Income Statement - Domestic
Rs in bln
Rs in bln
Description
Var %
Var %
9M'19
9M'18
Q3'19
Q2'19
Interest Earned
100.6
73.0
38%
41.6
31.4
33%
Interest Expensed
(61.9)
(37.4)
-65%
(28.4)
(18.3)
-55%
Net Interest Income
38.7
35.6
9%
13.3
13.0
2%
Non Interest Income
15.0
17.4
-14%
4.5
6.4
-31%
Total Revenue
53.7
53.0
1%
17.7
19.4
-9%
Admin. Expenses
(24.2)
(22.7)
-7%
(8.4)
(8.5)
2%
Total Expenses
(24.8)
(23.2)
-7%
(8.5)
(8.7)
1%
Pre Prov. Operating Profit
28.9
29.8
-3%
9.2
10.8
-15%
Provision Exp./Other write offs
(2.7)
(0.5) -398%
(0.5)
(2.1)
75%
Profit Before Extra Ordinary / Unususal Item and Tax
26.2
29.3
-11%
8.7
8.7
0%
Extra Ordinary / Unususal Item - Pension Cost
(8.7)
100%
0%
Profit Before Tax
26.2
20.5
28%
8.7
8.7
0%
Profit After Tax
14.2
12.7
12%
5.1
5.3
33%
Effective Tax Rate
45.9%
38.1%
-7.7%
41.4%
39.0%
-2.3%
UBL Performance Overview - 9M 2019
34View entire presentation