NPA Composition - Consumer Finance

Profit and Loss Account - 9M FY20 (Rs. 'crores) 9M-FY20 9M-FY19 YoY (%) Net Interest Income 8,828 6,614 33% Other Income Total Income 5,180 4,088 27% 14,008 10,702 31% Operating Expenses 6,036 4,681 29% Operating Profit 7,972 6,021 32% Provisions & Contingencies 2,212 1,547 43% Credit Cost 1,243 715 74% Others 969 832 16% Profit before Tax 5,760 4,474 29% Provision for Tax 1,618 1,533 6% Profit after Tax 4,142 2,941 41% 11 IndusInd Bank

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