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Investor Presentaiton

GBIS: DELIVERING SUSTAINABLE VALUE CREATION Strategic priorities Main achievements REBALANCING 1 THE BUSINESS MIX LOWERING 2 3 4 5 THE BREAK-EVEN POINT REDUCING THE IDIOSYNCRATIC RISK PROFILE GROWING ESG BY DESIGN BUSINESSES EXPANDING DIGITALISATION . Prospective JV to create Bernstein, a global leader in research and cash equities . Superior high quality growth of Financing & Advisory businesses . Strong growth across all businesses with strong positive jaws .-5.1pp of C/I ratio at 65.8% vs. 2021 (-6.7pp excluding SRF at 59.6%) Strategic risk diversification combined with low market risk appetite . Efficient market volatility management and run-off of the off-shore Russian exposure . Best Investment Bank for Sustainable Finance (Global Finance Best IB Awards 2022) .Best House ESG (SRP (1) Europe Awards 2022) . More than 51k users (~+10% vs. 2021) of the one-stop-shop SG Markets platform SG FORGE, world leader by number of blockchain-native security token transactions (1) SRP is a part of Delinian Group (formerly Euromoney Institutional Investor PLC) SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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