Investor Presentaiton
Highlights - Dec 2021
J&K Bank
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One of the oldest Private Sector Bank. Founded 1938.
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Government of Jammu & Kashmir share holding of 70.12% | Listed on BSE & NSE
Number of Branches: 974 BUS, 1394 ATMs & 25 Extension Counters.
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Largest presence JKUT - Network of 811 BUS, 1247 ATMs, Market Share of 64% in Advances
63% in Deposits and 40% in Branches
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Total Business: INR 1776.6 Billion.; Deposits: INR 1092.9 Billion.
Net Advances:
✓ INR 683.6 Billion.
Net Profit of INR 1739.5 million in Q3; INR 3893.6 million in 9-M period FY 2021-22.
✓ Capital Adequacy Ratio(CAR) is 12.38%.
Founded:
01 October, 1938
Headquarters:
Owner:
Srinagar, Jammu and Kashmir
J&K Government (70.12%)
Listed Company, traded as;
Website:
NSE: J&KBANK | BSE: 532209
www.jkbank.com
Shareholding Pattern 31 Dec'2021
1.65 1.96
2.6.
Gross NPA: 8.93%; Net NPA 3.02%
NPA Coverage Ratio: 81.45%.
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CASA ratio: 56.32%. (among best in industry)@
Credit Deposit Ratio: 62.55%.
Workforce of 13,044 employees; average business per employee INR 133.7 Million.
23.67
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Designated as RBI's agent for carrying out Govt. Banking Business for JKUT & Ladakh UT.
Designated as Lead Bank in 12 Districts of JKUT.
J&K UTLBC Convenor Bank.
✓ Sponsor Bank of one R R B (J&K Grameen Bank) & Holding Company of JKBFSL.
Corporate Agency tie-up with PNB Metlife (Life Insurance), Bajaj Allianz & IFFCO Tokyo (General
Insurance).
Reviewed Dec'2021 figures
@Source: RBI database
70.12
Government of
J&K
Indivisuals
Bodies
Corporate
Indian Financial
Institutions
Others
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