Strategic Business Opportunities and Technological Tailwinds
RBL BANK
Expansion of RBL Bank's Distribution
Deposit Density (FY'23)
Years In Your Service
ESTABLISHED IN 1943
RBL Metro & Urban Branch Distribution
Metro &
Urban
74%
Industry
88%
Semi Urban
RBL Bank
& Rural
26%
Industry
12%
Branch Vintage
< 6 M
6 M to 1 Y
1 to 3 Y
>3 Y
RBL Bank
Metro & Urban
4%
4%
35%
57%
Jun'23
J&K
PB
LA
HP
0
2
UK
HR
0
7
D&D
2
Goa
8
GJ
23
RJ
10
20
MH
101
DL
13
AP
UP
AS
5
BH
0
ML
0
NG
MZ
MP
15
JH
WB
CH
9
1
OD
0
KA
28
14
TG
96
AP
TN
PD
0
KL
1
23
Mar'18
Branch Deposits
~20,000 Cr.
18 States & UT
265 Branches
Branch Deposits
LA
J&K
~ 52,000 Cr.
HP
PB
2
25 States & UT
519 Branches
CH
14
UK
4
HR
17
1
CASA Per Branch Trend Metro & Urban
7.9X
GJ
7.2X
28
82
25
RJ
15
DL
56
UP
24
BH
6
MP
JH
WB
15
CH
22
5
OD
go
6
6.1X
5.7X
5.8X
D&D
MH
2
137
5.2X
4.1X
4.8X
3.7X
TG
23
2.8X
2.8X
3.6X
2.7X
Goa
2.0X
7
2.6X
X
58
5.
KA
X
X
X
X
MAR' 18
(13 BR.)
MAR'19
(27 BR.)
MAR'20
(71 BR.)
MAR' 21
(53 BR.)
MAR'22
(76 BR.)
MAR 23
(29 BR.)
AP
96
PD
TN
1
KL 56
13
High Growth Moderate Growth No Growth Newly Entered
Source: RBI data
CASA growth to be led by improving vintage of metro and urban branches and network effect
AP
AS
1
ML
NG
MZ
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