Investor Presentaiton

Distribution Strategy 0-4 4-7 7-15 Contribution to India's GDP FY'22 (%) ◆ Physical branches - 113 ●Proposed branches - 62 Digital branches - 107 282 Touchpoints Pan India Distribution driven by strategic market selection & contiguous expansion 113 123 13 282 Corporate Information Branches Districts States/UT Touchpoints Geographic Expansion States/Territories Number of Percentage of gross loan assets as on ° 6 Branches Districts Jun'23 Jun'22 Mar'23 Mar'22 Gujarat 25 22 32.6% 35.0% 32.6% 36.0% Maharashtra 19 18 14.0% 15.7% 14.4% 16.1% Tamil Nadu 22 24 13.9% 12.6% 13.7% 12.2% Business commenced in Telangana 8 12 8.9% 8.0% 8.9% 7.5% 2 new physical branches Increased presence in 4 new districts Andhra Pradesh 9 9 4.6% 3.6% 4.5% 3.2% Karnataka 6 6 7.1% 7.8% 7.5% 8.1% Rajasthan 8 5.7% 5.8% 5.7% 5.7% Madhya Pradesh 8 9 5.3% 5.0% 5.1% 4.9% Uttar Pradesh & 3 9 5.2% 4.1% 5.0% 3.9% Uttarakhand Chhattisgarh 3 4 1.9% 1.6% 1.8% 1.5% Haryana & NCR 2 2 0.8% 0.8% 0.8% 0.9% Total 113 123 100.0% 100.0% 100.0% 100.0% States/UT include states/UT from where we source loans irrespective of physical presence of a branch in those states/UT Note: Source for Contribution of states to India's GDP: NSO, MOSPI Home First Finance Company India Ltd. Disclaimer :Map not to scale. All data, information and maps are provided "as is" without warranty or any representation of accuracy, timeliness or completeness Investor Presentation - Q1 FY24 12

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