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RETURN ON AVERAGE LOAN ASSETS Attractive returns over the years Yearly 10.00 9.00 (%) Quarterly 10.00 Ⓡ Muthoot Finance 8.00 7.00 6.31 6.36 6.00 5.00 4.05 4.47 4.00 3.22 9.00 8.11 7.99 8.10 8.01 8.00 7.38 7.38 7.35 7.00 6.00 5.00 4.00 3.32 3.03 3.00 T 3.00 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18* Mar-19* Mar-20* Mar-21* Q2 FY 2022* Q2 FY 2021* Q1 FY 2022* H1 FY 2022* H1 FY 2021* *Under IND-AS (%) 35

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