IndusInd Bank Investor Presentation

Creating future ready tech stacks and platforms - building cloud native, micro-services based API-led stacks Creating future ready platforms and API stacks leveraging cloud native, micro-services based, data driven framework 回 Chatbots Web Mobile Call Center RM Branch Partnerships Key Principles Few Platform Examples ... API Management - Micro-services based, modular architecture providing agility and flexibility to integrate with partners; API Gateway, Sandbox environment / developer portals Advanced Analytics & Machine Learning Client Onboarding, Underwriting Fraud Analytics Pricing & wallet share Pricing & wallet share Personalized Engagement Omni-Channel Self / Assisted Mobile/Web/ TAB Connected workflows Micro-Services / API Driven Modular Scalable Indus Ceasy CREDIT For Individuals Indus Ceasy CREDIT For Businesses Data Management for advanced analytics Structured as well as unstructured data Cloud based data warehouse Strong data governance model Core Systems - "Hollowing" the core by externalizing the business logics and in some areas (eg: payments) moving to new age cloud native core stacks Infrastructure - Cloud Native, Containerized for new age applications Building "Agile" Culture Indus MERCHANT SOLUTIONS Security Reliability ... and many more in pipeline

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