Capital Bank Performance & Strategic Growth

Balance Sheet, National Bank of Iraq Cash & Balances Direct Credit Facilities, net Investments Portfolio Other Assets All values in USD thousands 2017 2018 2019 2020 Mar-21 CAGR (2017-Q1 21) Growth (2020) 319,924 317,734 298,623 302,241 321,864 0.2% 1.2% 108,781 63,665 143,636 217,534 300,667 40.3% 51.4% 1,299 22,291 49,255 49,150 50,364 238.4% -0.2% 53,828 37,728 43,114 35,223 131,731 34.8% -18.3% 483,832 441,417 534,628 604,147 804,626 18.5% 13.0% Total Assets Banks & FI Deposits 0 788 7 121 14,110 3858.0% Customer Deposits & Margins 242,439 198,157 285,085 337,282 500,884 27.4% 18.3% Loans & Borrowings 2,562 4,370 14,322 45,414 49,345 168.1% 217.1% Other Liabilities 25,445 39,698 22,948 23,644 39,918 16.2% 3.0% Total Liabilities 270,446 243,013 322,361 406,461 604,257 30.7% 26.1% Paid in capital 211,452 211,452 211,452 211,452 211,452 0.0% 0.0% Statutory Reserve & General Risk Reserve 6,219 3,257 3,116 4,182 4,182 -12.4% 34.2% Retained Earnings (4,606) (26,471) (14,894) (2,251) 37,869 -301.8% -84.9% Current Period Profit 10,924 11,566 13,738 16,071 1,735 -45.8% 17.0% Fair Value & FX Reserves/ Adjustments (10,604) (1,399) (1,146) (31,768) (54,870) 73.0% 2672.0% Equity attributed to Shareholders 213,385 198,405 212,266 197,686 200,369 -2.1% -6.9% Total Regulatory Capital Total RWAs Capital Adequacy % 95,728 145,313 192,829 197,973 199,636 471,035 482,406 615,000 773,939 1,150,336 20.3% 30.1% 31.4% 25.6% 17.4% 28

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