UBS Results Presentation Deck

Personal & Corporate Banking (CHF) +5% excl. provision for French cross- border matter and Worldline¹ gain Profit before tax m Operating income m Excl. provision for French cross-border matter and Worldline¹ gain Operating expenses m Transaction-based income Net interest income Recurring net fee income Excl. provision for French cross-border matter 1,760 4,074 1,082 2,003 625 1,442 FY18 1,433 2,313 2,273 3,692 1,041 Other income +2% excl. Worldline¹ gain (1%) CAGR 1,980 634 (3%) CAGR 2,259 FY19 1,175 +1% excl. provision for French cross- border matter UBS 1 Gain related to the sale of SIX Payment Services to Worldline 3,407 985 +1% CAGR 1,916 676 Credit loss (expenses)/releases 2,233 1,587 1,663 FY20 3,984 1,079 1,941 774 2,397 2,321 FY21 Cost/income ratio 60.3% Excl. provision for French cross-border matter and Worldline¹ gain 56.0% Return on attributed equity 22.5% 18.5% 60.8% FY18 17.1% FY19 61.2% 14.1% FY20 61.4% 59.4% 19.9% 19.0% FY21 57

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