Initiatives to Improve Corporate Value slide image

Initiatives to Improve Corporate Value

(Reference) Outline of Financial Results of Each Segment HD Consolidated (JPY bn) FY2022 YOY Change (JPY bn) Gross operating profit (1) 477.5 +14.8 Customer Operating expense (2) (302.8) +1.3 Divisions Actual net operating profit (3) 174.7 +16.1 Gross operating profit (4) 188.7 +9.0 Personal Operating expense (5) (150.4) +4.2 Banking Actual net operating profit (6) 38.3 +13.3 Gross operating profit (7) 288.7 +5.7 Corporate Operating expense (8) (152.4) (2.9) Actual Customer Banking net Divisions Actual net operating profit (9) 136.3 +2.8 operating Gross operating profit (10) (10.8) (4.5) profit +16.1 Next page for details Markets and Other Corporate +2.8 +2.3 KMFG Personal +13.3 (7.3) Actual net operating profit 198.2 Markets and Operating expense (11) (0.0) +6.9 Other Actual net operating profit (12) (10.6) 187.1 +2.3 Gross operating profit (13) 135.9 (10.7) +11.1 KMFG Operating expense (14) (101.7) +3.4 Actual net operating profit (15) 34.1 (7.3) Gross operating profit (16) 602.6 (0.3) Total Operating expense (17) (404.7) +11.6 Actual net operating profit (18) 198.2 +11.1 FY2021 FY2022 Definition of management accounting 1. "Customer Divisions" and "Markets and Other" segment refer to the HD Consolidated subsidiaries, except KMFG consolidated subsidiaries. 2. Gross operating profit of "Markets" segment includes a part of net gains/losses on stocks. "Other" segment refers to the divisions in charge of management and business administration. Resona Holdings, Inc. 19
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