Financial Performance Update

23,356 20,393 19,599 In Rs. crores 28% Advances Portfolio growth driven by new customers, ticket size growth moderate 3.33 Mn active loan accounts 12% 7,265 6,469 5,038 Mar 31,2019 Mar 31,2020 Average OS Balance RBL Peer -Industry Mar 31,2021 26,456 38,709 24,846 24,814 24,823 23,042 22,082 22,252 22,293 34,000 22,395 22,15021,316 32,262 20,855 Mar-19 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-19 Average outstanding per customer lower than Peers Source: Equifax Peers: two largest banks, two SFB's and two prominent MFI's 10 Q1 621 887 974 21 800 992 1,273 978 Q2 Disbursement 929 1,150 1,518 1,530 Q3 FY18 FY19 FY20 FY21 Average Ticket Size of new loans RBL 1,249 1,759 2,132 2,250 Q4 Peer -Industry 41,471 38,880 36,949 31,788 33,265 35,646 34,879 31,736 30,093 31,087 28,619 21,724 Jun-19 Sep-19 Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Average Ticket size has decreased post pandemic 36

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