Global Banking and Markets Financial Performance
INTERNATIONAL RETAIL: LOANS AND PROVISIONS
Total Portfolio1:
$56 billion; 67% secured
(Spot Balances as
at Q1/18, $ B1)
$17.4
$1.8
$13.3
$4.3
$2.0
$10.7
-$0.5
Mortgages ($31.0B)
$3.6
$3.1
$7.6
Personal loans ($16.5B)
$1.4
$5.9
Credit cards ($7.4B)
$11.3
$1.7
$3.5
$7.7
$7.1
$2.0
$2.7
$2.2
PCL2
PCLs on Impaired Loans
C&CA
Mexico
Chile
Peru
Colombia
Q1/18
Q4/173
Q1/18
Q4/17
Q1/18
IFRS 9 IAS 39
IFRS 9 IAS 39
Q4/173
IFRS 9 IAS 39
Q1/18
Q4/17
Q1/18
Q4/17
IFRS 9 IAS 39
IFRS 9 IAS 39
$ millions
61
30
% of avg. net loans (bps)
140
280
44
43
50
70
171
168
160
29
29
67
74
72
76
96
374
405
533
571
PCLs
$ millions
65
30
49
43
5.55
51
29
73
74
71
% of avg. net loans (bps)
150
70
191
168
162
96
405
405
527
167
76
571
1 Total Portfolio includes other smaller portfolios
2 2018 amounts are based on IFRS 9. Prior period amounts were based on IAS 39
3 Includes the benefits from Cencosud and Citibank net acquisition benefits. Excluding the net acquisition benefits, C&CA's ratio would be 148 bps for Q4/17
and Chile's ratio would be 136 bps for Q4/17.
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