Investor Presentaiton

66 Large Corporates & Financial Institutions Large cross-selling potential Client income, SEK bn Diversified business and solid efficiency render healthy profitability despite higher regulatory requirements Clients base ■New clients Business equity (SEKbn) Return on business equity -C/I 23.4 22.0 22.3 80 54% 54% 52% 20.4 50% 49% 49% 19.3 19.0 19.3 47% 46% 45% 46% 17.6 42% 41% 41% 15.6 15.0 15.1 14.0 60 13.4 40 22.8% 20.6% 18% 19% 18% 20 10% 12% 12% 15% 15% 15% 14.3% 12.9% 13.3%12.5% 11.7% 10.1%10.3%10.4% 14.3% 12.6% 7.9% 5% 7% 16% 2% 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021YTD 2022 No. of accumulated new clients* 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 YTD 2022 84 209 305 413 472 535 594 652 713 765 813 854 884 2020-21: Restatement of organisational and income statement changes 2016 C/I: Excl. one-off costs of SEK 354m 2015 C/I: Excl. one-off costs of SEK 902m *Including Swedish clients as of 2019. 2010-13: Restated figures following the new organisational structure as of Jan 1, 2016. As a result 2010-2013 figures not comparable SEB

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