Consistent Earnings Growth and Digital Engagement
Deposit Overview
TD
Large base of personal and business deposits 85 that make up 75% of the Bank's total funding
■ TD Canada Trust ("TDCT") ranked #1 in Total Non-Personal Deposits 86 – legendary customer service and the power of
One TD
U.S. Retail is a top 1069 bank in the U.S. with 9.9MM customers, operating retail stores in 15 states and the District of
Columbia
Deposit volumes grew modestly during Q4 2022
■ Both Personal and Business deposits continue to deliver growth.
Retail deposits remain the primary source of long-term funding for the Bank's non-trading assets
Deposits enable the bank to manage its funding activities through wholesale funding markets in various channels,
currencies, and tenors
Personal Deposits ($B)
700
600
500
400
300
200
100
0
Q3/17
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
Q1/19
Q2/19
Q3/19
Q4/19
Q1/20
Q2/20
Q3/20
Q4/20
Q1/21
Q2/21
Q3/21
9% CAGR
7
Q4/21
7
Q1/22
Q2/22
7
Q3/22
Q4/22
46
46
450
400
350
300
250
200
150
100
50
0
Q3/17
Business & Government ($B)
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
Q1/19
Q2/19
Q3/19
Q4/19
Q1/20
Q2/20
11% CAGR
Q3/20
Q4/20
Q1/21
T
Q2/21
7
T
Q3/21
Q4/21
Q1/22
Q2/22
Q3/22
Q4/22
7
TView entire presentation