Initiatives to Improve Corporate Value
Development of Next-Generation Management Platforms:
Expand Forward-Looking Investment for Sustainable Growth
Greatly expand investment in human resources and IT
Investment in human resources
Our recognition
of issues
Gaps between income
and cost structures
New MMP
Improve employee
wages while stepping up
hiring and training
Overhaul of business
processes
Future
Improve employee
engagement and
productivity
Estimated expenses to be used during the new MMP period
OHR
(consolidated)
67.4%
Lower half of
the 60% range
+JPY33.0 bn (Cumulative total for three years) (⇒p38)
Expand investment in training and improve wages per employee,
while controlling the total number of headcount
Mar. '20
31,800*
people
Mar. '23
28,800
(3,400)*
people
Mar. '26 (Plan)
28,100
(700)
people
*Note: Prior to the establishment of unified
standards encompassing KMFG
Shift human resources to our fields of focus
Streamlining and downsizing (1,270) (Back office, HQ, etc.)
Operating
Expenses
Personnel
(consolidated,
Non-personnel
expenses
(13.0)
Others
JPY bn)
expenses
(13.0)
(Breakdown)
(404.7)
HR related
Systems
(1.0)
(8.0)
General expenses (4.0)
(431.0) Note:
[(26.0)] Estimates
under the
MMP are
approximate
figures.
Focus area
+500
(Corporate sales,
succession, DX etc.)
Investment in IT
Risk governance
+70
(Compliance, Risk
(700)
management etc.)
+JPY40.0 bn (Cumulative total for three years; compared with
the previous MMP period)
Expand strategic investment aimed at enhancing top-line income
and supporting structural reforms
FY2022
(Act.)
Strategic costs (22.0)
•
Advance the expansion of
investment in human resources
and IT
FY2025
(Target)
Base cost (4.0)
Expect increase due mainly to measures necessary to
secure conformity with new legal systems and inflation
even as we maintain stringent cost management
General investment
Strategic investment
[Amount of system investment] Previous MMP
New MMP
Cumulative total (JPY bn)
83.0
121.0
70.0
65.0
13.0
56.0
Challenge area
*1
6.0
33.0
System integration of MB
Others
6.0
20.0
1.0
3.0
Resona Holdings, Inc.
42
*1. Development of lending- and loan-related systems, the development of trust and pension management systems, new businesses, etc.View entire presentation