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Investor Presentation FY22 & Q4FY22 Financial Results

Break Up of Non-Interest Income All figures in INR Crs YES BANK ■ Core Fee Income drivers continue to show significant traction Sustained Momentum in Retail Banking Fees Corporate Trade, Cash Management & FX business continues to be strong Increased in Interchange Income on the back of higher digital penetration Quarter Ended Growth Year Ended Growth Non-Interest Income Q4FY22 Q3FY22 1 882 734 Q4FY21 Q-0-Q Y-o-Y FY22 FY21 Y-o-Y 689 20% 28% 3,262 3,012 8% Corporate Trade & Cash Management 173 148 154 17% 12% 619 530 17% Forex, Debt Capital Markets & Securities 118 124 115 -5% 3% 754 1,349 -44% Of which realized & unrealized gain/(loss) on investments (26) 23 23 16 NM NM 290 1,108 -74% Corporate Banking Fees 24 27 (1) -10% NM 100 (43) NM Retail Banking Fees 572 447 421 28% 36% 1,806 1,249 45% Trade & Remittance 69 Facility/Processing Fee 81 པ ཆ 58 36 19% 88% 236 188 26% 77 86 5% -6% 292 240 22% Third Party Sales 84 43 62 94% 35% 191 139 38% Interchange Income 200 144 132 39% 52% 596 382 56% General Banking Fees 138 124 104 11% 33% 490 301 63% 1 Break up includes one time loss on sale of asset amounting to ~ INR 12 Crs 12

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