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Investor Presentaiton

Net fee income by global business Strategy 4022 results Appendix $m FY22 FY21 A $m FY22 FY21 Δ Personal Banking 1,259 1,277 (1)% MSS 468 931 (50)% Wealth Management 3,648 4,281 (15)% o/w: Securities Services 1,201 1,257 (4)% WPB Other WPB 123 91 35% o/w: Other MSS (733) (326) >(100)% Total WPB 5,030 5,649 (11)% Banking 2,318 2,560 (9)% GBM o/w: GPS 670 601 11% GTRF 989 947 4% o/w: GTRF 452 431 5% Credit & Lending 708 700 1% o/w: Other Banking 1,196 1,528 (22)% CMB GPS 1,375 1,156 19% Other GBM (26) (31) 16% Other CMB 621 611 2% Total GBM 2,760 3,460 (20)% Total CMB 3,693 3,414 8% Corporate Centre (32) (35) 9% Group net fee income 11,451 12,488 (8)% 11111 41

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