Investor Presentaiton

10 10 15 Stable Monetary Environment Despite Challenges 20 20 Well Maintained Inflation Ensured Price Stability CPI (%, yoy) rhs •Core (%, yoy) - lhs Volatile Food (%, yoy) - lhs2 Administered (%, yoy) - lhs 0 5 H 1.6 5.00 1.49 1.33 4.00 0.49 3.00 2013 2014 2015 2016 2017 2018 2019 2020 Jun-21 Rupiah Exchange Rate Fared Relatively Well Compared to Peers (ytd) YTD 2021 vs 2020 Strengthened Monetary Policy Framework (%) 8.00 19 August 2016 The New Monetary 7.00 LF Rate: 7.00 BI Rate: 6.50 6.00 Jan-16 May-16 Mar-16 Credit Growth Profile % yoy 20.0 Jul-16 Q3-2016 Q1-2017 TRY -13.72.18 BRL -1.30 -4.48 15.0 -6.44 JPY -1.09 INR -2.10 0.77 10.0 THB -8.85 -0.92 IDR -3.39 1.58 5.0 MYR 4.65 2.24 PHP -4.65 point-to-point 2.48 0.0 SGD -2.95 average 3.31 EUR -4.27 5.10 KRW -5.85 5.30 CNY 0.85 6.63 -10.0 a.o 21-Jul-21 ZAR 0.11 12.94 -20.0 -15.0 -10.0 -5.0 0.0 5.0 10.0 15.0 Source: Bank Indonesia *) Source: Reuters and Bloomberg -5.0 Total Growth -Investment Loans Operation Framework Q3-2017 Q1-2018 Q3-2018 Q1-2019 Q3-2019 Jan-15 Apr-15 Jul-15 Oct-15 Jan-16 Apr-16 Jul-16 Oct-16 Jan-17 Apr-17 Jul-17 Oct-17 Jan-18 Apr-18 Jul-18 Jul-18 1 Oct-18 Jan-19 Jan-20 Mar-20 May-20 Working Capital Loans Consumption Loans Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Apr-20 02-1 Jul-20 Oct-20 07-120 LF Rate: 4.25 BI 7Day RR Rate: 3.50 Jul-20 Sep-20 Nov-20 Jan-21 Mar-21 May-21 DF Rate: 2.75 Jan-21 Jan-21 Feb-21 Feb-21 Mar-21 Mar-21 Apr-21 1.96 0.59 0.34 -0.41 May-21 Jun-21 120 Jul-21

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