2023 Fourth Quarter Investor Presentation

Sustained Deposit Growth +1.5% ADB +1.8% EOP $147.9 $148.0 $148.2 $148.9 $146.0 $146.3 $145.7 $146.1 $145.3 $145.6 0.25% 3Q22 Note: $ in billions unless otherwise noted 0.64% 4Q22 1.13% 1Q23 1.57% 2Q23 ADB EOP Total cost of deposits 1.91% 3Q23 2023 Fourth Quarter Investor Presentation 25 Huntington

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