Investor Presentation - CNP Assurances Corporate Bond Portfolio and SCR Coverage Ratio

Robust balance sheet Net technical reserves (€bn) Policyholder surplus reserve (€bn, % of French technical reserves) 359 369 314 328 13,8 13,9 14,6 14,1 324 11,9 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 IFRS equity and subordinated debt (% of total AUM) 6,6% 7,6% 6,6% Consolidated SCR coverage ratio 7,2% (%) 6,9% 5,5% 4,7% 4,8% 5,2% 4,8% 227% 208% 217% 230% 187% 1,9% 2,1% 2,2% 2,0% 2,1% 2018 2019 2020 2021 2022 2018 2019 2020 Sub debt Equity CNP Investor Presentation 2021 2022 March 23 37 assurances

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