Sumitomo Mitsui Financial Group 2021 Financial Overview slide image

Sumitomo Mitsui Financial Group 2021 Financial Overview

SMFG / SMBC overview SMFG (Consolidated) Global banking group originated in Japan (FY3/21) Market Capitalization (TSE:8316, NYSE:SMFG) Assets Loans B/S Deposits*2 Loans/Deposits Gross Profit P/L Net Income CET1 ratio NPL ratio Ratings (Moody's / S&P) Business Franchise *1 SMBC (Non-consolidated) Core operating entity within SMFG franchise (As of Nov. 24, 2021) JPY 5.4 tn / USD 46.4 bn unlisted (wholly-owned by SMFG) JPY 216 tn / USD 1,950 bn JPY 82 tn USD 740 bn JPY 243 tn / USD 2,191 bn JPY 85 tn USD 769 bn JPY 142 tn / USD 1,283 bn 55.1% JPY 2,806 bn / USD 25.3 bn Consolidated gross profit JPY 513 bn / USD 4.6 bn Profit attributable to owners of parent 16.00% 0.98% A1/A- JPY 135 tn / USD 1,217 bn 60.8% JPY 1,482 bn / USD 13.4 bn Gross banking profit JPY 338 bn / USD 3.1 bn Net income (As of Oct 31, 2021) 0.65% A1/A • Holds top-tier companies in banking, leasing, securities services, consumer finance, and other businesses • 149 overseas offices*3 *1 (As of Oct 31, 2021) • 453 domestic branches ● 27 million retail accounts (As of Sep. 30, 2021) (As of Sep. 30, 2021) *1 Converted into USD at March 2021 fiscal year-end exchange rate Market capitalization converted to USD at the Nov. 24, 2021 exchange rate *2 Excludes negotiable certificates of deposits *3 Excludes offices planned to be closed Copyright © 2021 Sumitomo Mitsui Financial Group. All Rights Reserved. 21
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