LRS 2023-27 Execution Plan
1-7 D 8-14 D 15-30 D
Behaviouralized ALM as of 31 Dec 2022 - BFL
Particulars,
BAJAJ FINANCE LIMITED
in Crore
>1-2 M
>2-3 M
>3-6 M
>6 M-1 Y
>1-3 Y
>3-5 Y
>5 Y
Total
Cash & Investments
Advances
12,692
33
1,203
10
1,609
636
2,892
6,395
2,044
3,687
8,244
7,363
18,280
26,662
60,971
626
21,958
8,986
28,688
14,516 1,70,119
Other inflows
4,830
112
163
460
134
Total Inflows (A)
23,917 2,156
3,884
9,906
7,506
Cumulative Total Inflows (B)
23,917 26,073 29,957
39,863
47,369
Borrowings
7,626 3,599
1,894
6,896
6,932
466
20,355
67,723
12,171
129
27,428
754
64,618
95,151 1,59,769
22,562 56,931
604
23,189
3,339 10,991
26,841 2,09,798
1,82,957
2,09,798
22,097
Capital Reserves and Surplus
Other Outflows
2,199
348
1,631
1,619
70
Total Outflows (C)
9,825
3,947
3,525
8,515
Cumulative Total Outflows (D)
9,825
Mismatch (E = A - C)
14,093
(1,791)
13,771 17,297
358
Cumulative mismatch (F = B-D) 14,093
12,301 12,660
25,812
1,391
14,050
7,002
32,814
505
14,555
45
12,216
45,029
8,139
22,694
327
251
296
22,889 57,182
67,918 1,25,100
4,539 7,436
27,233 34,669
796
22,393
1,47,493 2,09,798
(35,464)
13,237 1,53,943
48,602 48,602
466 7,253
62,305 2,09,798
35,464
Cumulative mismatch as %
143%
89%
73%
54%
44%
50%
40%
28%
24%
0%
(F/D)
Permissible cumulative gap %
(10%)
(10%)
(20%)
Additional borrowings possible
20,149
In Q3 daily average LCR was 227% as against regulatory requirement of 70%
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