Investor Presentaiton

Non Performing Assets € mn Q2 2022 Q3 2022 Q4 2022 Q1 2023 Q2 2023 Net interest income 29 30 21 22 16 Net commission income 2 2 3 3 3 Total revenue 31 33 33 20 28 26 Recurring operating expenses (23) (23) (26) (21) (22) One-off costs 0 0 (3) (0) (0) Provisions (79) (38) (66) (65) (38) Profit After Tax (217) (92) (95) (66) (20) Normalised Profit After Tax (49) (20) (56) (42) (25) Net Loans 2,436 2,460 2,363 2,314 2,212 Deposits 188 198 189 181 185 RWAs¹ 2,597 3,609 3,561 3,182 3,084 Tangible Book Value 1,153 1,231 1,180 1,108 1,082 1| Pro-forma for remaining RWA relief of transactions 70 ALPHA SERVICES AND HOLDINGS

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