Investor Presentaiton

Fintech progress Firm advances in scaling fintech ecosystem and positioning for exponential growth We have launched super agent licence and applied for PSB • • While we unlock the core PSB licence, we are scaling the fintech ecosystem Obtained "super agent licence" OTC counter money transfers, payments, bank deposits and withdrawals Current status • 100k active monthly agents • 5 million monthly customers Current plan & focus Ambition 2025 • Applied for payment service bank (PSB) license • Pursue PSB licence • Roll out full wallet capabilities & continue growing agent network Launch new fintech verticals 40 million users 9 MoMoPay (Offline, Card, online Payment) aYo (Insurance) B2B (Services) MoMo Wallet MoMo Agent Over the counter Payment (C2C, C2B, B2C, B2B) + CiCo B2B (MoMo Market) B2C (MoMo Market) Primary PSB licence Unregulated Secondary licences MTN

View entire presentation