2Q 2022 INVESTOR PRESENTATION

Deposits Deposit growth of 8% driven by 16% CASA growth Customers' Deposits (SARbn) +8% Customers' Deposits Movement YTD (SARbn) 125.9 128.0 130.4 116.7 121.1 121.1 79.5 75.9 79.7 88.0 92.4 (3.4) +8% مصرف الإنماء alinma bank 12.8 130.4 46.4 40.7 41.4 40.0 38.0 QoQ 2Q 21 -7% 3Q 21 +4% 4Q 21 +6% 1Q 22 +2% 2Q 22 Total customers' deposits 4Q 21 Time CASA Total customers' deposits 2Q 22 Time CASA -8% +16% Customers' Deposits Composition (SARbn) 29% CASA % of Total Deposits (%) 75% 70% Retail 65% 70.9% 68.7% 130.4 65.8% 65.1% ■Non-retail 60% 63.1% 71% 2Q 2022 INVESTOR PRESENTATION 55% 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 Management Commentary ■ Deposits rose by 8% during 1H 2022 as growth in CASA deposits of 16% was partly offset by an 8% decline in time deposits. ■ CASA deposits account for 70.9% of total deposits. ■ Total deposits comprise of 71% retail and 29% non-retail deposits as at 30 June 2022. 26/50

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