Global Reputation and Good Execution slide image

Global Reputation and Good Execution

Prudent Financial Policies and Strong Financial Position 6 Liquidity management • Minimum cash balance of US$700m or above to avoid liquidity risk • • Only Vietnamese issuer with access to multiple sources of capital, including domestic and international banks, domestic bond market, as well as international private and public capital markets As of Dec 2020, Vingroup has secured short-term bank credit line of US$1.2bn, providing ample liquidity support Staggered debt maturity Well-staggered debt maturity profile with preference towards longer dated tenors Balanced mix of USD and VND denominated borrowings Risk management • Regular risk management reviews and discussion with senior management before major refinancing exercise or new product lunch Established a prudent investment mechanism, taking into consideration of compatibility with corporate strategy, investment return, business synergy, with approval from the Board and Investment Committee 37 32 Prudent and flexible dividend policy • Prudent and flexible dividend policy subject to Vingroup's growth plans, investment requirements and relevant financial covenants • Vingroup has not paid cash dividend since 2015. We do not expect to pay significant cash dividends in the near term given our growth and investment plans
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