Investor Presentaiton

Total CASA Represented 54.8% of Total Deposits, while LDR Stood at 78.9% and Loan-to-Funding Ratio at 76.8% Composition Deposits from Customers Rp trillion, % Current Accounts Time Deposits 56.7% Savings Accounts CASA Ratio * 54.8% 178.3 171.5 4.0% 43.3% Loan-to-Deposit Ratio and Loan-to-Funding Ratio Rp trillion, % Loans Funding ** LFR 45.2% 127 22.3% 25.6% 34.4% 29.2% 30 June 2022 30 June 2023 * CASA Ratio: (Current Accounts + Savings Accounts) / Deposits from Customers. → OCBC NISP OCBCNISP Information Classification: Public 74.0% 71.9% 176 171 30 June 2022 Deposits from Customers LDR 142 78.9% 76.8% 183 178 30 June 2023 ** Includes Customer Deposits, Borrowings and Subordinated Debt. 12

View entire presentation