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Investor Presentaiton

1 Challenges facing Wholesale 2 NOMURA External factors: Secondary trading environment worsening (billions of USD) Internal factors: Rigid cost structure (billions of USD). Global Wholesale fee-pool1 Wholesale direct costs vs. indirect costs 232 2011-12 Avg. vs. 2018 ■FY12/13 ■FY18/19 1-3Q (Annualized)² Advisory 19 212 200 14% 21 Financing/ 21 13% 4.8 57 -31% Solutions 66 64 11% 3.3 Secondary trading 156 125 115 26% 2011-2012 (Average) 2016 2018 Direct costs -13% 2.1 1.8 Indirect costs Margin compression with electrification Leverage ratios, MiFID-II, other regulatory requirements Shift from active investments to passive Complicated organization structure Remain high indirect costs due to responding to regulatory requirements, lagging peers in reducing costs Behind the curve in strategic digital transformation 1. Source: Coalition, Nomura estimates 2. Excluding goodwill impairment charge of Y81bn in Q3 FY18/19 3
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