Investor Presentaiton
| Segment
Segment Financials
SoFi
FY 2021
FY 2022
FY 2023
Q1'21
Q2'21
Q3'21
Q4'21
Q1'22
Q2'22
Q3'22
Q4'22
Q1'23
Q2'23
Q3'23
Q4'23
2021
Full Year
2022
2023
Lending Segment (in 000's)
Student Loan Originations
Personal Loan Originations
Home Loans Originations
$1,004,685
Total Originations
805,689
735,604
$2,545,978
$859,497
1,294,384
792,228
$2,946,109
$967,939 $1,461,405
1,640,572
793,086
$3,401,597
1,646,289
657,304
$3,764,998
$983,804
2,026,004
312,383
$3,322,191
$398,722
2,471,849
332,047
$3,202,618
$457,184
2,809,759
216,246
$3,483,189
$405,789
2,466,093
105,501
$2,977,383
$525,373
2,951,358
89,787
$3,566,518
$395,367
3,740,981
243,123
$4,379,471
$919,330
3,885,967
355,698
$5,160,995
$789,970
3,222,759
308,884
$4,321,613
$4,293,526 $2,245,499
5,386,934
2,978,222
$12,658,682
$2,630,040
9,773,705
966,177
$12,985,381
13,801,065
997,492
$17,428,597
(2)
Lending Products"
945
981
1,031
1,079
1,139
1,202
1.280
1,341
1,416
1,504
1,594
1,663
1,079
1,341
1,663
(4)
Adjusted Net Revenue
$168,037
(10)
Directly Attributable Expenses
80,351
Contribution Profit (Loss) "
(5)
$87,686
$172,232
83,044
$89,188
$215,475
97,807
$117,668
$208,032
102,967
$105,065
$244,372
111,721
$132,651
$250,681
108,690
$141,991
$296,965
116,403
$180,562
$314,930
106,131
$208,799
$325,086
115,188
$209,898
$322,238
138,929
$183,309
$342,481
138,525
$203,956
$346,541
120,431
$226,110
$763,776
364,169
$399,607
$1,106,948
442,945
$664,003
$1,336,346
513,073
$823,273
Technology Platform Segment (in 000's)
Technology Platform accounts (3) (15)
69,573
78,902
88,811
Net Revenue
(10)
Directly Attributable Expenses
$46,065
30,380
(5)
Contribution Profit (Loss)
$15,685
$45,297
32,284
$13,013
$50,225
34,484
$15,741
99,661
$53,299
33,291
$20,008
109,687
116,570
124,333
130,704
126,327
129,356
136,739
$60,805
42,550
$18,255
$83,899
62,058
$21,841
$84,777
65,241
$19,536
$85,652
68,771
$16,881
$77,887
63,030
$14,857
$87,623
70,469
$17,154
$89,923
57,732
$32,191
145,425
$96,907
66,323
$30,584
99,661
130,704
145,425
$194,886
130,439
$315,133
$352,340
238,620
257,554
$64,447
$76,513
$94,786
Financial Services Segment (in 000's)
Financial Services products
2,239
2,686
3,237
4,094
4,724
5,362
5,919
6,554
7,138
7,897
8,854
9,479
4,094
6,554
9,479
Net Revenue
(10)
Directly Attributable Expenses
Contribution Profit (Loss) (5)
$6,463
41,982
($35,519)
$17,039
41,784
($24,745)
$12,620
52,085
($39,465)
$21,956
57,145
($35,189)
$23,543
73,058
($49,515)
$30,363
84,063
($53,700)
$48,953
101,576
($52,623)
$64,817
108,405
($43,588)
$81,101
105,336
($24,235)
$98,052
102,399
($4,347)
$118,247
114,987
$3,260
$139,115
114,055
$25,060
$58,078
192,996
$167,676
367,102
$436,515
($134,918)
($199,426)
436,777
($262)
Note: See "Footnotes" section for detailed explanations and definitions. The sum of individual metrics may not always equal total amounts indicated due to rounding.
© 2023 Social Finance, Inc. Advisory services offered through SoFi Wealth LLC. SoFi Money® is offered through SoFi Securities LLC. SoFi Lending Corp., CFL #6054612. NMLS # 1121636. SoFi Bank, N.A., NMLS #696891.
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