Creating the Future of Finance - Breakthrough Innovation slide image

Creating the Future of Finance - Breakthrough Innovation

K KASIKORNTHAI Dividend Dividend Per Share ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK Dividend Payout Ratio 22.12 22.3222.51 (Bt) 5.00 5.0 4.00 4.00 4.00 4.00 4.00 4.00 50 -42.49 3.50 4.0 3.25 40 32.14 3.00 27.00 3.0 2.50 2.50 2.50 2.50 30 2.0 20 10 1.0 0 0.0 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Interim Dividend 32.80 34.43* 27.83 29.40 26.96 28.75 23.73 23.91 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Dividend policy: both operating results and long-term returns to shareholders are taken into consideration in determining dividend payments, in order to ensure a sustainable and adequate capital level through the changing economic environment, the ongoing adoption of Basel III and new requirements. 2009 Dividend Per Share (Bt) 2.50 2010 2.50 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2.50 3.00 3.50 4.00 4.00 4.00 4.00 4.00 5.00 2.50 2021 3.25 2022 4.00 Dividend Payout Ratio (%) 42.49 32.14 27.00 22.12 22.32 22.51 27.83 26.96 32.80 29.40 34.43 23.73 23.91 28.75 Note: * The Board of Directors' Meeting No. 1/2020 held on 30 January 2020 has approved the share repurchase project for financial management purposes of KASIKORNBANK, not exceeding totaling 23,932,600 shares, equal to 1% of the total paid-up capital of the Bank and the maximum not exceeding Bt4,600mn, which was conducted through the Stock Exchange of Thailand during 14-27 February 2020, and the Bank had the resale period during 31 August 16 September 2020. By the end, the Bank was unable to resell as planned. To comply with laws and regulations, the Board of Directors' Meeting No. 11/2020, held on 18 September 2020, resolved to approve the decrease in paid-up capital of the Bank by writing off the unsold amount of the repurchasing shares in full. The Bank of Thailand has also approved the decrease in paid-up capital accordingly. - In 2020-2021, the BOT suspended the banks' interim dividend payment of Y2020 and allowed to pay dividend for Y2020 and Y2021 not exceed 50% of net profit for the previous year. - On June 2022, the BOT announced to remove the dividend payout ratio limit. - Dividend payout will be calculated based on dividend divided by net profit attributable to shareholders net of dividend on other equity instrument including additional Tier 1 instrument. บริการทุกระดับประทับใจ 19 K KASIKORNTHAI Summary ธนาคารกสิกรไทย 开泰银行 KASIKORN BANK ■The K-Strategy: Customer Centricity remains our core philosophy with purpose to "Empower Every Customer's Life and Business" Balanced Growth: loans to grow carefully in line with economic conditions; appropriate liquidity maintained; manageable asset quality supported by strong risk management capabilities; prudent loan loss reserves; manageable cost to income ratio; appropriate ROE maintained Adequate Capital: Capital adequacy remains sufficient to support new business growth; adequate Tier 1 ratio as required under Basel III and new regulatory requirements amid uncertainties of global economy. ■ Sustainable Development: conducts business with the principles of a Bank of Sustainability, and appropriate risk management and good corporate governance principles; striving to balance economic, social, and environmental dimensions to achieve goals and create sustainable long-term returns บริการทุกระดับประทับใจ 20 20
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