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Investor Presentaiton

DIB's Key Business Lines Core Business Profiles Consumer Banking Serving close to 2 million customers in the UAE. Offering its retail and business banking services through a network of 56 branches and more than 542 ATMs and CCDMs across UAE Broad range of retail products and services that include: Auto Finance; Sharia-compliant Cards; Personal Finance; Mortgages and SME Solutions. Corporate Banking Bank بنك دبي الإسلامي Dubai Islamic بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew Corporate Banking has sector-specific focus units which target clients across both private and public sectors. Corporate Banking manages relationships (including sovereigns/ GRES, large corporates, middle market, contracting finance and real estate finance companies) and is instrumental in leveraging its client relationships to cross-sell other products offered by DIB, including investment banking and treasury services. Investment Banking DIB's Investment Banking business is primarily responsible for management of DIB's proprietary investment portfolios, strategic stakes and international operations and expansion. The business group provides advisory and related services to DIB's corporate clients both within UAE and across borders. Treasury Treasury offers a comprehensive range of products backed by DIB's expert understanding of local and international markets. Its principal customers are corporate clients, financial institutions, high net worth individuals, SME companies and similar businesses. It is responsible for managing DIB's liquidity requirements, fixed income portfolio and capital markets funding. 32
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