Investor Presentaiton

Socially responsible customer engagement - The Bayport Way Client Protection Certified smart Awarded campaign March 2015 "SMART Certification is about financial institutions actively demonstrating their commitment to the people they serve and stakeholders working towards a more stable industry"¹ DFIs invested in Bayport OPIC Swedfund IFC International Finance Corporation WORLD BANK GROUP #1 1st credit provider in Africa to be SMART certified² #1 1st "At Source Deduction" lender Worldwide to be SMART certified Social Impact Funds invested in Bayport BlueOrchard IDB Development Bank Inter-American Impact Investment Managers Cordiant MICROVEST FURPOSEFUL INVESTING Calvert Impact Capital™ ALCBFUND GIIRS Impact Rated SHELTER AFRIQUE Financing Affordable Housing for Africa FRONTERA CAPITAL GIIRS Ratings are the gold standard for impact measurement in impact investing and are rigorous, comprehensive, and comparable ratings of a company or a fund's social and environmental impact In 2017, Bayport Colombia received a Gold overall rating as well as a Platinum rating for Customer Impact Corporate social responsibility All subsidiaries have active social investment programmes that contribute to the communities in which Bayport operates Primary focus on education and health initiatives Environmental • . Bayport's business model has a limited impact on the environment Environmental policy and management programmes are focused on water and energy conservation, and pollution control (waste reduction, recycling, hazardous substance disposal) Customer advocacy & responsible lending . • Bayport is committed to being a responsible and caring lender, by upholding the highest ethical standards and customer-centric practices Bayport has endorsed the SMART campaign and its Client Protection Principles, and is SMART certified³ Note The SMART Campaign; 2 Refers to Bayport Botswana; 3 In Botswana and Zambia branches Strictly Private & Confidential 35

View entire presentation