FirstBank FY'10 & Q1'11 Investor & Analyst Presentation
Summary &
Strategy &
Transformation
Outlook
Risk Mgt &
Corporate
Governance
Financial
Operating
Review
Environment
Highlights
Our capital and liquidity ratios remain strong and in excess of
regulatory requirements
Comments
Our capital management approach is driven by
strategic and organisational requirements, taking
into account the regulatory and commercial
environment in which we operate
It is our policy to maintain a strong capital base to
support the development of our business and to
meet regulatory capital requirements at all times
58.8%
Evolution of capital and liquidity ratios
FirstBank
Since 1894
67.0%
64.8%
63.5%
54.4%
50.9%
42.9%
42.3%
42.1%
41.3%
We will focus on the deliberate improvement of our
capital ratios in the coming periods
40.4%
Components of capital
Tier 1 Capital
Tier 2 Capital
19.9%
18.0%
17.0%
15.8%
32.1%
20.4%
19.3%
16.2%
16.3%
16.8%
15.4%
13.9%
51
50
17.7%
32
32
69
31
32
303
303
303
304
335
335
9m'09
Q1'10
H1'10
9m'10
FY'10
Q1'11
FirstBank FY'10 & Q1'11 Investor & Analyst Presentation - 28/04/2011
2,184
1,694
1,733
1,857
1,893
1,856
9m'09
Q1'10
H1'10
9m'10
FY'10
Q1'11
Total RWA (N'bn)
Total capital adequacy ratio %
Liquidity ratio (Bank)
Tier 1 capital ratio %
Liquidity ratio (Group)
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