Profitability & Capital Adequacy Presentation

c. Cost to Income Ratio Section 9: Profitability & Capital Bank has launched and scaled up many new products in the last 2 years Retail Assets Prime Home Loans Commercial Credit & Wholesale Banking Commercial Vehicle Loans Rural Products Gold Loans New Car Loans Construction Equipment Loans KCC Cash Management Credit Card Retail Fee Businesses Wealth Management FASTag Agri/Farmer Loans Forex Card Trade Finance Tractor Loans Digital Loans Forex Solutions Education Loans Transaction Banking 57 IDFC FIRST Bank

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