Investor Presentaiton
GLOBAL BANKING AND INVESTOR SOLUTIONS
QUARTERLY RESULTS
Global Markets and Investor
Services
Financing and Advisory
Lyxor(1)
Total Global Banking and Investor
Solutions
In EURM
Q422
Net banking income
1,496
1,256
Q4 21 Change
+16.1%*
Q422
956
820
Q4 21 Change
+12.8%*
Q422 Q421
Change
71
Q422 Q4 21
2,452 2,147
Change
+14.2% +14.7%*
Operating expenses
(1,046)
(964)
+5.6%*
(423)
(389)
+5.3%*
(49)
(1,469) (1,402) +4.8% +5.4%*
Gross operating income
450
292
+51.0%*
533
431
+19.6%*
22
983
745
+31.9%
+32.2%*
Net cost of risk
10
0
n/s
(88)
(3)
x 111.1*
0
(78)
(3)
x 26.0
x 102.8*
Operating income
460
292
+54.3%*
445
428
+0.0%*
22
905
742
+22.0%
+21.9%*
Income tax
(102)
(60)
+66.0%* (51)
(41)
+13.6%*
(6)
(153) (107)
+43.0% +42.7%*
Net income
362
224
+58.3%*
398
387
-0.5%*
16
760
627
+21.2% +21.1%*
Non controlling Interests
5
5
-2.5%*
1
1
+0.0%*
0
6
6
+0.0% -2.1%*
Group net income
357
219
+59.7%*
397
386
-0.5%*
16
754
Average allocated capital
C/I ratio
8,396
70%
8,401
77%
7,400
6,258
83
15,806
44%
47%
69%
60%
621
14,745
65%
+21.4%
+21.4%*
*When adjusted for changes in Group structure and at constant exchange rates
(1) Excluding Private Banking activities as per Q1 22 restatement (France and International). Excludes other businesses transferred following the disposal of Lyxor
SOCIETE
GENERALE
4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023View entire presentation