2022 Report and Financial Statements

2022 REPORT AND FINANCIAL STATEMENTS - BANCO REGIONAL LETTER FROM THE PRESIDENT ECONOMIC AND FINANCIAL PERFORMANCE ITEM Constitution of Legal Reserve Dividend distribution - Preferred shares Total CURRENCY Gs. Gs. AMOUNT 37 856.038.995 3.422.000.000 4.278.038.995 f) Preferred share dividends In accordance with the original terms of the preferred share issuance, the shareholders' meeting granted the holders a preferred dividend of 18% on the preferred capital. On December 18, 2018, exercising its authority, the Ordinary Shareholders' Meeting resolved to modify the original rate, setting the new preferred dividend rate at 12% for the period of 2019 to 2023. g) Guarantees granted in favor of Bancard S.A. As of December 31, 2022, and 2021, the Bank has provided Bancard S.A. with a portfolio of credit cards of the Affinity MasterCard Classic line as collateral up to the amount of Gs. 17.579.935.763 which guarantee transactions resulting from users' transactions at ATMs or points of sale (POS) in the Infonet network, as well as obligations that may arise because of credit card transactions under the MasterCard, VISA and Bancard Check brands. c.13 Guarantees provided regarding liabilities There are no guarantees given with respect to other limitations to the free availability of assets or equity or any other restriction to the right of ownership. c.14 Distribution of loans and liabilities financial intermediation according to their maturity The placements and collections as of December 31, 2022 and 2021 respectively, are shown below, grouped according to their remaining terms. Balances include accrued interest, operations to be settled/reported, and loans before allowances. As of December 31, 2022 ITEM Performing loans - Financial sector REMAINING TERMS TO MATURITY UP TO 30 DAYS FROM 31 TO 180 DAYS FROM 181 TO 1 YEAR MORE THAN 1 YEAR AND UP TO 3 YEARS MORE THAN 3 YEARS TOTAL Gs. 14.746.965.888 130.181.833.370 41.741.859.749 50.205.167.792 9.167.720.642 246.043.547.441 Performing loans - 879.233.708.787 3.410.351.350.178 1.388.109.746.302 2.865.002.719.530 3.577.106.168.459 12.119.803.693.256 Non-financial sector Total - Performing Loans 893.980.674.675 3.540.533.183.548 1.429.851.606.051 2.915.207.887.322 3.586.273.889.101 12.365.847.240.697

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