Investor Presentation - First Nine Months 2022
Danske Bank
Investor Presentation - First nine months 2022
Deep dive: Overview of ESG integration in Danske Bank's lending operations
• Multiple types of approaches are implemented to consider ESG factors both at company and portfolio levels
1. Position statements
Our position statements are a key tool for aligning
with societal goals and communicating our approach
to selected themes and sectors with elevated ESG
risks
Climate
change
-
Human
rights
2. Single-name ESG analysis
■ ESG analysis is conducted for all large corporate
clients using an internally prepared ESG risk tool
■Tool is developed around the concept of financial
materiality i.e. how the financial performance of the
company might be affected by environmental and
social trends, legislation and factors
■External sources for the tool include:
3. Portfolio-level ESG analysis
First decarbonisation targets covering high-emitting
sectors published - based on first carbon emission
analysis of the loan book
■Carbon disclosures for key sectors published in
"Climate and TCFD progress update" report in June
2021
Climate
change
Position Statement
on Fossil Fly
Fossil
fuels
Human
rights
Agriculture
Arms and
defence
SASB
Arms &
defence
Agriculture
INSIDE
Financially material ESG
factors
Mining and
metals
grestr
Mining &
metals
Forestry
R
RepRisk
ESG data science and
quantitative solutions
ESG controversies
SUSTAINALYTICS
ESG risk exposure and
management
CDP
DISCLOSURE INSIGHT ACTION
Climate-related financial
risks and opportunities
Climate and
TCFD progress
update
June 2021
Danske Bank
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