Investor Presentaiton
Independent Review of
RBD
Bangladesh's Development
Poorly Performing Banks
In 2021, five commercial banks failed to publish their mandatory disclosures
under BASEL III. These banks are: Bangladesh Krishi Bank, Rajshahi Krishi Unnayan
Bank, Al-Arafah Islami Bank Limited, Bangladesh Commerce Bank Limited, ICB Islamic
Bank Limited, and Prime Bank Limited.
Additionally, 11 banks were unable to meet minimum BASEL III requirements,
as per their latest disclosures.
Figure: Commercial banks which have failed to meet minimum BASEL III requirements
Name
CET1 (in %)
LCR
(in %)
NSFR
LR (in %)
Year
(in %)
Solo
Cons.
Solo
Cons.
Agrani Bank Limited
4.63
4.59
222.91
107.13
2.37
2.38
2021
BASIC Bank Limited
-1.56
368.98
107.35
-0.82
2021
Janata Bank Limited
5.16
5.11
357.78
111.86
2.94
2.93
2021
Rupali Bank Limited
5.37
3.65
509.44
98.75
2.19
2.24
2021
Sonali Bank Limited
7.81
8.47
422.54
100.73
2.83
3.05
2021
Bangladesh Krishi Bank
-42.68
99.57
75.03
-30.88
2020
Rajshahi Krishi Unnayan Bank
-16.55
461.00
114.00
-12.16
2020
Bangladesh Commerce Bank Limited
-14.80
-14.34
100.93
119.31
-16.16
-16.24
2020
ICB Islamic Bank Limited
133.33
-
58.06
148.56
-161.55
2020
Padma Bank Limited
National Bank of Pakistan
6.42
30.46
6.25
95.27
170.75
5.02
4.89
2021
91.74
28.5
17.5
2021
Note: BASEL III requirements stipulate that banks should maintain Common Equity Tier 1 (CET1) to Risk Weighted Assets (RWAs) ratio greater than 4.5%,
Liquidity Coverage Ratio (LCR) greater than 100%, Net Stable Funding Ratio (NSFR) greater than 100%, and Leverage Ratio greater than 3%.
CPD (2022): State of the Bangladesh Economy in FY2021-22 (Third Reading)
72View entire presentation