International Banking Revenue and Loan Growth
($MM)
900
800
700
600
500
400
300
200
100
0
IMPAIRED LOANS
NET FORMATIONS OF IMPAIRED LOANS1,2
IAS 39
Q4/16
Q1/17
Q2/17
Q3/17
Q4/17
Q1/18
Q2/18
Q3/18
Q4/18
IFRS 9
($B)
0
1
2
4
5
GROSS IMPAIRED LOANS1,2,3
6
IAS 39
IFRS 9
1.15%
1.10%
1.05%
༣
3
1.00%
Q4/16
Q1/17
Q2/17
Q3/17
Q417
Q1/18
Q2/18
Q3/18
0.95%
0.90%
0.85%
Net formations
Average
1 Excludes loans acquired under the Federal Deposit Insurance Corporation (FDIC) guarantee related to the acquisition of R-G
Premier Bank of Puerto Rico
2 2018 amounts are based on IFRS 9. Prior period amounts were based on IAS 39
GILS (LHS)
GILS as % of loans & BAS (RHS)
1 Prior to Q1/18, excludes loans acquired under the Federal Deposit Insurance Corporation (FDIC) guarantee related to the
acquisition of R-G Premier Bank of Puerto Rico. Effective Q1/18, includes loans acquired under the Federal Deposit
Insurance Corporation (FDIC) guarantee related to the acquisition of R-G Premier Bank of Puerto Rico
2 2018 amounts are based on IFRS 9. Prior period amounts were based on IAS 39
3 Excludes impact of acquisitions in Q3/18 of $0.2B
Scotiabank®
33
Q418View entire presentation