Investor Presentaiton

Recurring organic capital generation in 2Q22 at +c20bps qoq 2Q22 FL capital movement¹ 16.2% +c0.5% CAD FL CET1 Ph-in: 16.1% CET1 FL 15.1% CAD Ph-in: 17.2% +c20bps in organic & recurring capital generation -c0.3% -c0.3% 16.7% pro forma EVO Payments merchant acquiring completion 15.6% pro forma EVO Payments merchant acquiring completion 16.1% NATIONAL BANK OF GREECE 15.0% CET1 Ph-in: 16.0% CAD Ph-in: 17.1% 1Q22 2Q22 PAT RWA net expansion Other (incl. FVTOCI, DTC) 2Q22 1: Including period PAT National Bank of Greece 2Q22 results Financial Results 12

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