HDFC Business and ESG Overview

HDFC CREDILA . HDFC holds 100% in HDFC Credila • • · HDFC WITH YOU, RIGHT THROUGH HDFC Credila is a non-banking finance company and was the first Indian lender to exclusively focus on education loans The company lends to under-graduate and post-graduate students studying in India or abroad As at March 31, 2022 Profit After Tax (as per Ind AS): Rs. 2.06 bn - 33% growth Cumulative loans disbursed: Rs. 164 bn Loan book outstanding: Rs. 88 bn 34% of the loan book is collateralised Gross non-performing assets: 0.22% 47 47

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