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Dave Results Presentation Deck

Condensed consolidated statement of operations Dave Operating revenues: Service based revenue, net Transaction based revenue, net Total operating revenues, net DAVE INC. CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (in millions) (unaudited) Operating expenses: Provision for credit losses Processing and servicing costs Advertising and marketing Compensation and benefits Other operating expenses Total operating expenses Other expenses (income): Interest expense, net Other strategic financing and transactional expenses Changes in fair value of earnout liabilities Changes in fair value of derivative asset on loans to stockholders Changes in fair value of public and private warrant liabilities Total other expenses Net loss before provision for income taxes Provision for income taxes Net loss $ $ For the Three Months Ended March 31, 2023 2022 52.6 6.3 58.9 12.0 7.1 9.4 24.4 18.5 71.4 1.6 (0.1) 1.5 (14.0) (14.0) S $ 39.3 3.3 42.6 13.8 6.5 12.2 17.9 14.8 65.2 1.5 1.0 (2.0) 5.6 4.1 10.2 (32.8) (32.8) 34
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