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Investor Presentaiton

SBERBANK 172 A corporate social responsibility 1960 The first cosmonaut corps of the USSR was formed. One year later, on April 12, 1961 Yuriy Alexeevich Gagarin carried out the first flight into space in the whole history of mankind. 170 YEARS. BY YOUR SIDE Savings banks started to accept utility, tax, insurance and other mass payments, which helped to considerably increase the number of depositors and to make utility payments an indispensable part of the bank's brand identity ↑ 1961 January 1st, by the Order of the Government of the USSR a monetary reform started. Money from prior to 1947 was wholly replaced to new bank notes and coins in the ratio of 10:1. 1961 The Government implemented a monetary reform. Savings banks became the main money exchange points. ↑1969 Soviet cosmonauts Vladimir Shatalov, Alexey Eliseev, Evgeny Khryunov and Boris Volynov were the first in the world, who performed a spacelink of two piloted ships-"Soyuz-4" and "Soyuz-5". 1960 Operating accounting machines "Natsional" appeared in major savings banks in Moscow and Leningrad. By the middle 1960s they processed about 90% of all personnel accounts of the depositors. 1963 The Main Directorate of State Labour Savings Banks was made the part of the USSR State Bank system. The funds raised by savings banks could be used as loans to the national economy. 170 YEARS. IT'S JUST THE BEGINNING E INTEGRITY PRUDENCE AND PROFESSIONALISM A HEALTHY LIFESTYLE (MIND, BODY AND SOUL) TRUST AND RESPONSIBILITY OPENNESS AND GOODWILL A DRIVE FOR PERFECTION INITIATIVE AND CREATIVITY RESPECT FOR TRADITIONS TEAMWORK AND EFFECTIVENESS 9 DE 1963 Savings banks started to accept utility, tax and other payments from the population and pay workers' and corporate personnel's salaries. ANNUAL REPORT 2011 ← 1967 The first mass market colour TV-set "Rubin-401" was produced in the USSR. 1960- 1979 ← 1961 A.S. Pushkin State Museum, one of the major literary museums in Russia and Europe, was opened on Prechistenka Street, Moscow. 1965 A project for a universal savings book valid within some certain area was launched. Deposits and withdrawns could be made at any bank within that area. WWW.SBERBANK.RU 1966 Savings banks participated in selling a free-circulating loan. Loans were issued at 3% per annum for 20 years. Every third loan carried a premium. 173 A corporate social responsibility
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