Q1FY24 Performance and Strategic Initiatives
VYOM
यूनियन बैंक
ऑफ इंडिया
भारत सरकार का उपक्रम
S
Union Bank
of India
A Government of India Undertaking
G20
2023 INDIA
Strong Operating Performance
Overview
Guidance
Q1 Highlights
Deposits
RAM
Lil
Advances
Operating Profit
Net Profit
A
ཏྟཱ་
Business
13.63% YoY
14.92% YoY
12.33% YoY
* 7,179 Cr
* 3,236 Cr
Deposit growth
Robust growth in RAM
advances
Consistent &
Sustained Credit
Growth
Increased by 31.79% YoY
Increased by 107.67% YoY
Financials
Asset Quality
Capital
Adequacy
Fin. Inclusion &
ESG
Strategic
Initiatives/Outcome
Group Entities
Awards
Margins
Efficiency
Profitability
Resilience
Asset Quality
NIM 3.13%
NII Rs. 8,840 Cr
Credit Cost 0.97%
Cost to Income 43.66%:
اتا
ROA 1.00%
ROE 18.97%
CRAR 15.95%
CET-1 12.34%
PCR 90.86%
GNPA 7.34%
NNPA 1.58%
Increased by 13 bps YoY
Increased by 16.59% YoY
Improved by 105 bps YoY
Improved by 395 bps YoY
Improved by 47 bps YoY
Improved by 745 bps YoY
Improved by 153 bps YoY
Improved by 166 bps YoY
Improved by 611 bps YoY
Improved by 288 bps YoY
Improved by 173 bps YoY
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