TypTap's Advantages and Investment Portfolio

Overview of HCI Business Divisions HOMEOWNERS CHOICE TypTap CLADDAUGH PROPERTY & CASUALTY INSURANCE TECHNOLOGY REINSURANCE GREENLEAF CAPITAL, LLC REAL ESTATE Homeowners and condominium insurance primarily in Florida Track record of consistent underwriting profitability Strong cash flow helps to fund growth initiatives Growth fueled by opportunistic acquisitions $423M of In-Force Premiums (1) Technology-driven homeowners insurance Nationwide expansion announced in 2020 Differentiated technology yields best-in-class loss ratio $350M of In-Force Premiums (1) Reinsurance captive that participates in the placement of reinsurance for HCI's insurance divisions Licensed Class 3 Bermuda reinsurer Selectively retain margin from our reinsurance tower Provides Reinsurance Flexibility Real estate company with significant investments in Florida Opportunistic strategy focused on maximizing long-term value Returns enhanced by efficient capital allocation and in-house expertise >$100M Real Estate Portfolio (1) (1) As of 9/30/2023 HCI 5

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